Buying an extended car warranty for your new or used car can be confusing and expensive.

Yet an extended auto warranty is so needed because if you don’t have an extended warranty after your factory warranty ends, then you are on your own from that point on when it comes to getting stuck for expensive repairs. With the high cost of auto repairs, an extended auto warranty can pay for itself even the first time you use it.

But if you choose to buy an extended auto warranty from your car dealer, which is what most car buyers do, then you can expect an extremely high pressure and unpleasant experience in the finance department.

The reason is because extended car warrantys are one of the most profitable options that a car dealer can offer you.

The sale of them is handled in the car dealers finance department and the pressure to buy their extended auto warranty can be intense.

So what should you do? There is no doubt that a car warranty is needed and even though the car dealers will try to make you feel like an idiot for turning down their expensive warranty – there is an alternative…

14 Questions To Ask Before Buying an Extended Car Warranty…

• Is the extended car warranty company a member of the BBB and in good standing?

• Can I finance the cost of my auto warranty?

• Can I choose the repair facility to fix my car?

• Do you pay the repair facility directly or do I have to pay first and then get reimbursed by you?

• Depending on the age and mileage of my used car, do you offer bumper to bumper coverage for vehicles out of manufacturers warranty?

• Does your warranty cover wear and tear on the vehicle?

• Is overheating covered?

• Do you offer a per visit deductible?

• Do you offer a Zero Deductible option?

• Do you offer Road Hazard protection?

• Do you offer Car Rental reimbursement with your extended auto warranty?

• Is the agreement transferable / renewable in case I sell my car?

• Are High Mileage plans available? If so, how what is the maximum mileage allowed?

• Are claims handled by the same company that sells the car warranty?

Those are all important questions to ask of any extended car warranty company BEFORE you sign the contract.